After a car accident, there is a lot going on. The police are called, accident reports are filled out, and you have to start talking to your insurance company to get them to pay for the damages incurred. If you ended up injured, then you have medical appointments and possibly even therapy for broken bones or other severe injuries.
What should you do next?
Get a Consultation
If you are worried that the insurance company may give you trouble with your claims from your accident, or your injuries are becoming worse than originally anticipated, it might be time for you to reach out to a Buffalo car accident attorney to help you analyze your case.
In cases like this against the big insurance companies, you only get one shot in the courtroom. You do have the option of filing a lawsuit against them on your own if they deny your claims or refuse to pay out for your injuries. If you lose in court, then you don’t get a second chance.
Car accident attorneys know how to handle cases like yours. They know and understand how the big insurance companies work. They will also know when it is time to settle your case, should it come to that.
Buffalo car accident attorneys are going to aggressively represent you and fight your case. They won’t let the insurance company stand in the way between you and the compensation that you deserve.
The state of New York is one of 12 “no-fault” states in the United States. What this means is that when a car accident happens, the insurance of both parties pays for the damages on their respective client’s claims. This helps keep from bogging down the court system with lawsuits against drivers involved in accidents.
All of the no-fault states have one thing in common. They have established severe injury thresholds. These thresholds create a criterion that is above and beyond what the insurance companies are willing to payout.
The types of injuries that appear on these thresholds are broken bones, disfigurement, injuries that are permanent in the arms or the legs, limited bodily functionality, or a possible full 90 day period of disability.
The rule for New York is called the 90/180 rule. If you are in an accident and you will be disabled for a period of at least 90 days from the date of the accident, you are entitled to the additional compensation from the insurance company to help reinstate your standard of living.
What You Can Do to Help Your Buffalo Car Accident Attorney
As soon as the accident occurs the first thing you can do is start paying attention and documenting the scene and what happened. Get all the information that you are going to need from the other driver, including their insurance.
Make sure that you call the police and have an accident report and investigation done if the severity of the accident calls for it.
Take your own pictures and make sure that you keep a detailed account of what happened. Gather witness statements. If you are severely injured make sure that you have emergency services called to the scene or if you are able to, call them yourself.
You are going to need all of this documentation including your medical reports and the statements from doctors who can back up your case.
When you go to the attorney for the first time to receive your free consultation, make sure that you bring all of the information that you have gathered and all of the medical documentation you have to back up and support the claim you wish to file.
Your attorney may have you acquire additional testing to help confirm your disability so that there is less of a fight in court. Any suggestions that your lawyer has for you are only to help your case and you should do everything that they ask of you for that purpose.
Let a Buffalo Car Accident Attorney Do the Hard Work for You
You have possibly spent many years paying into the premiums for your car insurance policy and when you need it most, there is a chance that they will try to deny your claim. This is not fair to you, especially when you are the victim in all of this. When you are involved in an accident and you are suffering medically, allow a car accident injury law firm to take your case. Let us be the ones to handle your claims and get you the compensation you deserve for your injuries.